Reference
State vehicle-financing rules
The rules that govern a car loan are set at the state level. Each state page lists the usury cap, the status of vehicle title lending, sales-finance licensing, the regulator to check and the sales tax on a vehicle — every figure with its publisher and a link to the primary source.
The lowest rates are only available to the most qualified applicants.
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All states
What we publish for every state
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Maximum legal interest rate (usury cap)
The statutory ceiling, with the code section that sets it.
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Vehicle title loan status
Whether a loan secured by the car's title is permitted, capped or prohibited, and under which statute.
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Sales finance / installment lender licensing
Which licence a lender or motor-vehicle sales-finance company needs to serve borrowers in the state.
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State lending regulator
The agency to check a lender's licence with before you sign.
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Sales tax on vehicle purchases
The statewide rate; local district taxes are noted as additional where they apply.