About this site
About AutoLoanable
How AutoLoanable publishes, how we source our data, and what we are not.
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AutoLoanable is an independent personal-finance publisher. We build free car-loan calculators, plain-language guides, and sourced state-by-state vehicle-financing reference data so that borrowers in the United States can understand the real cost of a car loan before they sign one.
We are not a lender, a dealership, a broker, or a credit-repair company. We do not process applications and we do not pull your credit. We cannot approve a loan, quote a rate, or tell you what car to buy. What we can do is show you the arithmetic: what a given price, rate, term, down payment and trade-in produce in a monthly payment, how much interest that adds up to, and how two offers compare once fees are included.
Our reference pages are built from primary sources only. Where a state sets a maximum legal interest rate, a title-lending rule, a licensing requirement or a vehicle sales tax, we publish the figure with its publisher, its date and a link to the source. When we cannot verify an official figure, the page shows the source link and tells you to check the latest published value rather than printing a guess. That is a deliberate rule, not a gap: an invented number is worse than no number.
Our city pages use only United States Census Bureau data — place name, population, the 2020 estimates base and coordinates. We do not publish median income, home prices, rents or local interest rates, because we cannot source them per place and we will not fabricate them. What is genuinely local about a car loan is the choice of dealerships and lenders within reach, and we describe that using real distances to neighbouring cities.
Our content is written and reviewed by the AutoLoanable Editorial Team and cites primary sources such as the Consumer Financial Protection Bureau, the Federal Trade Commission, the Federal Reserve, the FDIC, the NCUA and NHTSA. If you find an error, tell us the page and the source you believe is correct, and we will correct it.